Financial Support for Fertility Treatment

If you are going through, or considering fertility treatments to help you become a parent, navigating the expense of this can be complex. The process involves several stages, from initial consultations and tests to the actual procedures of egg retrieval and embryo transfer. Each step brings with it a mix of hope and anxiety, as couples work through the emotions tied to the desire for a baby. 

Through understanding and planning, couples can find themselves better equipped to handle the challenges of IVF, turning a daunting journey into a more manageable path towards growing their family. In this post, we look at what to expect regarding the costs of common fertility treatment and the financial support options available at Sims IVF

Health Insurance Coverage

Some health insurance plans such as Irish Life, Laya and Vhi offer partial coverage for fertility treatments, which can include anything from diagnostic tests to a portion of the IVF or ICSI cycles. For instance, Vhi, a major health insurer, provides benefits towards semen analysis, hormone tests, and even contributions towards two cycles of IUI, IVF, or ICSI depending on the policyholder's plan. Please check with your health insurance company and see what cover you are provided with. Learn more about Health Insurance here. 

Payment Schemes

Flexible payment plans are crucial for many undergoing fertility treatments. Services like Humm offer instalment plans that allow patients to spread the cost of their treatment over time. This can cover various aspects of fertility treatments, which can help make things more manageable financially. Patients can apply directly to humm for a quote. The financial contract is between humm and the patient and you can make the decision to seek finance for some or all of your treatment. With humm, our patients can distribute the cost of fertility tests and treatments over a period of time making treatment more financially flexible. Humm covers a variety of fertility treatments such as IVF, fertility tests, donor sperm and more!

Access Fertility Programmes

The Access Fertility programmes are designed to reduce the financial uncertainty that often comes with fertility treatments. They offer packages that include multiple IVF or ICSI cycles for a fixed, discounted fee, and in some cases, provide a refund of up to 100% if the treatment does not result in a baby. This makes financial planning more predictable and eases the emotional burden associated with the uncertainty of treatment outcomes.

Government Support and Tax Relief

In Ireland, government schemes like the Drugs Payment Scheme (DPS) cap the costs an individual or family has to pay for medications each month. In Ireland, for instance, the DPS limits this to no more than €80 per month, which can significantly reduce the medication expenses part of fertility treatments. Additionally, tax relief can be claimed on many medical expenses related to fertility treatments, providing further financial help. The tax relief is given at the standard rate of 20%.

Looking for a Professional Fertility Clinic in Dublin? 

By exploring options like health insurance benefits, flexible payment plans, specialised financial programmes, and tax benefits, couples can focus more on the journey itself rather than just the financial aspects. If you're considering fertility treatments, it's advisable to consult with fertility clinics like us at Sims IVF, we offer detailed guidance and support on both the treatments and the financing options available.

We offer many treatments such as IVF, ICSI, donor sperm, donor egg and PGT-A. In 2014, Sims IVF joined Virtus Health, one of the top fertility groups globally. This partnership allows us to pool and share knowledge and experiences from across the world, ensuring our patients receive the highest standard of reproductive healthcare.

Our primary clinics are located in Clonskeagh, Swords, and Cork, where we offer extensive fertility testing and a full spectrum of treatment options to enhance your chances of conceiving. Additionally, our satellite clinics in Carlow, Limerick, and Dundalk provide convenient access to essential ultrasound and blood testing services throughout your treatment cycle. 

To request an appointment today, give us a call from Clonskeagh on +353 1 208 0710, Swords on +353 1 807 2732,  if you are calling from Cork, +353 21 441 0900, or fill out our contact form on our website.